vehicle insurance


Distance-based vehicle insurance as a TDM strategy
free download

Abstract Vehicle insurance is generally considered a fixed cost with respect to vehicle use. Motorists do not usually perceive insurance cost savings when they reduce mileage. Distance-based (also called Pay-As-You-Drive and Per-Mile) insurance pricing converts insurance to a variable

Distance-based vehicle insurance feasibility, costs and benefits
free download

Vehicle insurance is a significant portion of total vehicle costs. A typical motorist spends nearly as much on insurance as on fuel. Insurance is generally considered a fixed cost with respect to vehicle use. A motorist who reduces mileage does not usually receive

Pay-as-you-drive vehicle insurance
free download

Vehicle insurance is generally considered a fixed cost with respect to vehicle use. Motorists usually receive little or no cost savings when they reduce mileage. Pay-As-You-Drive (PAYD) pricing converts insurance to a variable cost, so premiums are directly related to

Pay-as-you-drive vehicle insurance in British Columbia
free download

Pay-As-You-Drive (PAYD, also called distance-based, usage-based and per-kilometre) vehicle insurance bases premiums directly on the amount a vehicle is driven during the policy term. This changes insurance from a fixed cost into a variable cost with respect to

Implementing Pay-As-You-Drive Vehicle Insurance
free download

Vehicle insurance is generally considered a fixed cost with respect to vehicle use. Motorists do not usually perceive insurance cost savings when they reduce mileage. Pay-As-You- Drive (PAYD) pricing converts insurance to a variable cost with respect to vehicle travel, so

Telematics data in motor insurance: creating value by understanding the impact of accidents on vehicle use
free download

I motivate this dissertation by detailing current business challenges in motor insurance that have made insurers consider telematics-based concepts of vehicle insurance in more detail 5 1.2 Expectations towards Telematics-based Vehicle Insurance

Mining Customers Data for Vehicle Insurance Prediction System using k-Means Clustering-An Application
free download

Data mining or mining customers data helps to discover the key characteristics from the customers data, and possibly use those characteristics for future prediction. The problem of selecting the best algorithm/parameter setting is a difficult one. However k-Means

GPS tracking technology adoption in motor vehicle insurance sector in Kenya
free download

The purpose of the study was to explore the adoption and impact of GPS technology on motor vehicle insurance in Kenyas insurance industry. The problem being addressed by this research was the increase in insurance losses as a result of theft of motor vehicle covered

Personalized Vehicle Insurance Rates
free download

In the foreseeable future, miniature sensor and networking technology will allow insurers to offer personalized insurance rates based not only on demographic data, but on actual customer behavior. Behavior-based personalized rates can significantly lessen the

Vehicle Insurance Policy System through UML
free download

Unified Modeling Language known as UML is widely accepted around the globe as an object oriented modeling language which is used to construct the software designs. It is independent to the object-oriented programming languages and designed UML models can

Damages After Deregulation: Dynamic Effects in the German Motor Vehicle Insurance Industry
free download

Since 1994 the highly regulated German Insurance market have been deregulated. Insurers have been allowed to calculate their premiums and to offer contracts without regulation. Especially in the motor vehicle insurance several innovations were introduced: Age of car

Relative premium in vehicle insurance
free download

Very important task of the actuary is to create a fair tariff structure. This structure has to fairly divide the burden of claims among policyholders. The subject of this paper is bonus-malus system in vehicle insurance . This system penalizes drivers responsible for accidents and

The claims handling process of motor vehicle insurance
free download

This paper focuses on the claims handling process of motor vehicle insurance where a number of factors are considered by insurers. Some of the claims handling factors may be more important than others when insurers are assessing the claims submitted by the

Prediction of Online Vehicle Insurance System using Bayes Classifier-A Proposed Approach
free download

ABSTRACT A classification technique (or classifier) is a systematic approach used in building classification models from an input data set. Some examples include decision tree classifier, rule based classifiers, neural networks, support vector machines and naïve Bayes

Development of a Motor Vehicle Classification Scheme for a New Zealand Based Insurance Company
free download

insured would be more likely to get a better premium deal compared to the renewed 1 Comprehensive motor vehicle insurance in Australia/New Zealand this provides covers for accidental loss or damage to vehicle and liability for damage to the property of others

Motor Vehicle Insurance in SMEs
free download

In the present paper we deal with the insurance of motor vehicles in small and medium- sized enterprises. We deal with legal aspects of insurance of motor vehicles, we characte
rize this type of insurance in the Slovak Republic. We analyze in more detail the

THE ANALYSIS OF THE PRESENT MARKET OF MOTOR VEHICLE VOLUNTARY INSURANCE IN UKRAINE
free download

Summary. The article is devoted to the modern trends, problems and prospects of development of voluntary vehicle insurance in the context of Key words: vehicle insurance , CASCO insurance, insurance portfolio, insurance product, insurance risk, fraud in vehicle insurance

Comparative study of major insurance players in gujarat with special reference to life, health and vehicle insurance
free download

10 No. of Life Insurance Office Life Insurer 132 11 Investment of Insurers 132 12 Detail of No. of Individual Agents 133 13 Detail of No. of Corporate Agents 133 14 Penalty 134 15 Vehicle Insurance Data of Public and Private Sector Insurance for 2009-10 135 16 Policies, Insured

On the application of machine learning methods for motor vehicle insurance tariffs
free download

The goals of the talk are twofold: we describe common features in data sets from motor vehicle insurance companies and we investigate a general strategy which exploits the knowledge of such features. The results of the strategy are a basis to develop insurance

THE UNDERWRITING PROCESS OF MOTOR VEHICLE INSURANCE
free download

The underwriting process is of prime importance to any insurer as it represents the starting point of the legal and financial relationship between an insurer and a particular proposer. This research focuses on the perceptions of the leading short-term insurers in South Africa