home insurance


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Testing for discrimination in home insurance
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Recent studies have shown that, compared to homeowners in predominantly white- occupied neighborhoods, homeowners in minority neighborhoods are less likely to have private home insurance , are more likely to have policies that provide less coverage in case

Predicting detection in non-life motor and home insurance
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We focus on real cases of the motor and home insurance sector and we evaluate the predictive capacity of three different churn-models by comparing different performance measures. Our comparison includes an analysis of a logistic regression, a conditional tree

Home insurance in a changing residential community: a system dynamics approach and case study
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This report examines transition in inner suburban communities and how insurance companies should regard the sometimes rapid changes that occur in these areas. In order to understand how the physical, economic, and social aspects of a community work together to

Response to public consultation on Securing the future availability and affordability of home insurance in areas of flood risk
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We welcome the recognition of risk-based pricing as a guiding principle for flood insurance, but it remains unclear whether the Government and insurance industry has taken into account the consequences for affordability of a continued rise in flood risk for many

The impact of home insurance for the portfolio of insurance companies
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The insurance domain has a very important status in the globalization context and social trans- formation. Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of potential financial loss. Every year the cost of damages caused by

Where the Home Insurance Meets the Climate Change: Making Sense of Climate Risk, Data Uncertainty, and Projections
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We present an attribution analysis of residential insurance losses due to non-catastrophic weather events and propose a comprehensive statistical methodology for assessment of future claim dynamics in the face of climate change. We also provide valuable insight into

Interactive comment on On the occurrence of rainstorm damage based on home insurance and weather data by MH Spekkers et al.
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Discussion Paper significant effects on present results, for two reasons: First, the study period is relatively short (less than 7 years) compared to rate at which changes (eg in population, sewer systems) take place. For instance, around 30 km of sewer is replaced per

Consultation response: Securing the future availability and affordability of home insurance in areas of flood risk
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Do you have any evidence of small businesses experiencing difficulty with the availability and affordability of property insurance due to the risk of flooding Evidence

The development and analysis of multiple peril insurance for the home-owner
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