general insurance


Technical, allocative and cost efficiency in the Australian general insurance industry
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Data envelopment analysis is used to calculate technical, allocative and cost efficiency indices for a sample of fifty-three Australian general insurers. The inputs used are labour, physical capital (in the form of both information technology and plant and equipment) and

Research and data analysis relevant to the development of standards and guidelines on liability valuation for general insurance
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In response to new legislative and regulatory requirements effective from 1 July 2002, Tillinghast-Towers Perrin ( Tillinghast ) was engaged by the Institute of Actuaries of Australia ( IAAust ), in consultation with the Australian Prudential Regulation Authority ( APRA ), to

Determinants of financial performance of general insurance underwriters in Kenya
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Good performance of financial institutions, including general insurance underwriters, is critical due to the important role that these entities play in an economy. Financial performance of general insurance underwriters is expected to be related to various factors

Forecasting general insurance liabilities
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The forecasting of general insurance liabilities using runoff triangle data is discussed and considered. Techniques are based on time series models and methods which facilitate the calculation of forecast distributions. Models are readily estimated and permit the

Analysis of Financial Ratio to Distinguish Indonesia Joint Venture General Insurance Company Performance using Discriminant Analysis
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Insurance industry stands as a service business that plays a significant role in Indonesia economical condition. The development of insurance industry in Indonesia, both of general insurance and life insurance, has increased very fast. The general insurance industry itself

Neural Networks ν. GLMs in pricing general insurance
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Neural Networks are often referred to, with awe, as some mysterious representation of the human brain that can solve problems. They have also been referred to in previous GISG papers as having potential applications to general insurance pricing or reserving. The

Aggregation functions and personal utility functions in general insurance
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The modeling of a utility functions forms is a very interesting part of modern decision making theory. We apply a basic concept of the personal utility theory on determination of minimal net and maximal gross annual premium in general insurance . We introduce specific values

General insurance work book
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A stochastic approach to asset allocation within a general insurance company
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This paper starts from the cashflow model of a General Insurance Company as set out in Assessing the Solvency and Financial Strength of a General Insurance Company by Daykin et al. (1987) The authors use the model office proposed in this paper, together with an asset

Stochastic Claims Reserving in General Insurance : Models and Methodoledgies
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In this article we review the main approaches extensively investigated for claims reserving in general insurance . We first introduce the models underlying the most known Chain Ladder method and Bornhuetter Ferguson method. Then we discuss their Bayesian versions

Computational intelligence techniques for general insurance
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This paper is an attempt to answer the question What is the proper framework for understanding risk in the context of general insurance . It argues that although actuaries and other risk professionals tend to deal with risk in the context of classical statistics and by

Attitude of Policy Holders towards Administration of General Insurance Companies with Reference to Madurai Region
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Whenever man is engaged in earning his livelihood, he has to encounter many risks. Some of the risks are expected and some others are quite unexpected. Whatever may be the risk, it will have far reaching impact on the well being of the individual. In a civilized society, many

Process and challenges in the merger between Appollo Pan African General Insurance companies
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ABSTRACT A lot of mergers took place in the banking industry in the recent past whereby smaller banks have been merging together after the Central Bank of Kenya made regulations about the minimum capital requirements for each bank. No such regulations

The relationship between underwriting profit and investment income for the general insurance industry in Kenya
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Page 1. THE RELATIONSHIP BETWEEN UNDERWRITING PROFIT AND INVESTMENT INCOME FOR THE GENERAL INSURANCE INDUSTRY

Impact of cost of marine and general insurance on international trade and economic growth of Pakistan
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Economists hold that trade deficit in the long run can drag-down economic growth of any country. As globalization provides countless opportunities for international trade meanwhile numerous commercial and political risk are there too in carrying out cross-border trade

A Comparison of Methods for APRAs General Insurance Capital Requirements
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Abstract The Australian Prudential Regulation Authority (APRA) recently put in place new general insurance prudential standards that allow insurers to choose between two methodologies for determining their minimum capital requirement (MCR) the Prescribed

General Insurance Co. Ltd.
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4. Have you any previous histroy of injury similar to that now sustained If so, give full particulars (on a separate sheet if necessary) 5. As a result of this accident, have you been unable to attend to any part of your business (i) or occupation If the answer in Yes, (i) are you still so

Profit margins in regulated general insurance markets
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This presentation has been prepared for the Actuaries Institute 2012 General Insurance Seminar. The Institute Council wishes it to be understood that opinions put forward herein are not necessarily those of the Institute and the Council is not responsible for those opinions

Service Quality in General Insurance Industry
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The main purpose of this study is to investigate service quality of the general insurance industry using the service performance gap model. Under the service performance gap model a service performance gap is defined as the discrepancy between service